In my first post about life goals quotes, I discussed things that I needed to do but just hadn’t, because…. well….procrastination, I have to keep it real! But, I am most certainly in the holding myself accountable phase and wanted to report I have installed my chandeliers!! Up next, bathrooms and kitchen!
In my first life goals post, we started with small goals, but that phrase can be very intimidating. In America in general and the black community in specific, we are taught to be better. Not just better, but exceptional just so you can be on equal footing with your non-black counterparts because, well, we live in America.
This notion framed my professional development in my youth (my 20’s and early 30’s), as I am from the generation of the serious hustle! Nobody is going to do it for you, so get out there and make it happen! But I realized as I got older, I had no definitive goals for my life that I could articulate. I was always and forever grinding, without a clear path for the grind. It seems counterintuitive but all you grinders know what I am talking about, you just do!
Wisdom is a valuable teacher, the Bible has an entire book, Proverbs, dedicated to it. There is nothing like it. My wisdom is enhanced through prayer, intuition, and, paying attention. I realized I was on a hamster wheel. So, I began the journey toward #LifeGoals. What was I given this life for and how can I use it to move people and live this life to its fullest? If you sincerely and earnestly ask, The Father will answer. For me, the answer was entrepreneurship and sharing through that platform. That is my current big #LifeGoal and all roads lead to it!
I want to enrich our community with black homeownership so that we can all begin to share in the American dream! Homeownership is never out of reach, maybe you aren’t ready today, but you can be fully prepared for a year from now. It is all about preparation. That is what I do! I work with and prepare my clients for the now or later, whatever is best for you!
If we are so blessed to continue the journey, you most certainly don’t have to relegate yourself to one #LifeGoal. This is my current one not my last! What are your life goals? Share with the community, maybe you will spark someone else’s thought process as that is how the community works! Until next time.
As we go barreling through 2018, time is intent on trying to leave me behind with how fast it’s going by! I don’t know about you, but I find myself having to take stock of my next moves much more often than I used to. Time waits for no (wo)man and it certainly is not making any concessions for me; which brings me to #LifeGoals, listing all my life goals quotes this year and the years ahead!
Taking stock or evaluating your next moves doesn’t have to involve writing a business plan for your life. All your plans do not have to be on a 1 – 5-year track, short #LifeGoals are highly effective in helping one move forward in a very meaningful way. Take the lightning-fast summer approaching, what goals have you set for this time? This is the perfect opportunity to do things you’ve put off because you had it categorized under ‘ next year I will….’; no do it now!
Take that mini-vacation you‘ve been putting off but need desperately; take your kid(s) to that place they refuse to leave you alone about; read that book that’s been sitting on your nightstand for a year; pull your credit reports and review them. Completing these small tasks can get you to your final goal(s) surprisingly quickly and you don’t have to put them off or feel as if you don’t have time, just do it!
As for me, I am getting small projects in my house done that I haven’t done because I felt I needed to do the big things first. Well, I am certain you can guess, it hasn’t happened yet. So, I’m starting with my girls’ bathroom and my foyer chandelier, I am finally making headway toward my big house project, which is one of my biggest #LifeGoals!
What about you? Share your life goals quotes with us!
Have a great week and give us a shout with your questions/comments/inquiries customerservice@bascombrealestate.com.
As a member of the National Associations of Real Estate Brokers, I am pleased to share one of the many great initiatives currently launched by NAREB, the 2 Million in 5 Initiative (2MN5). This initiative focuses on 2 million new black homeowners nationwide in 5 years. It was created out of a response to the State of Housing in Black America report that discusses the stark difference in homeownership rates between blacks and whites. The current disparity (42% black vs 71% white) is yet another indicator of the inequities faced by black Americans but provides an amazing opportunity to be a part of this lofty objective proposed by NAREB.
Visit the NAREB website to learn more about 2MN5. You can read the report on the state of black homeownership and the objectives set by the organization to support NAREB’s motto of ‘Democracy in Housing’. In addition, you can read about why an increase in black homeownership matters. Contact Bascomb Real Estate Group to be 1 of the 2 million new black homeowners by 2023!
Credit is one of the 3 C’s considered when weighing someone’s worthiness regarding lending, especially the first time homebuyer tax credit, the other 2 are Capacity and Collateral. It is, however, the first thing considered by lenders when reviewing your request to purchase. It consists of many things, the first is your scores which are determined by the Big 3; Trans Union, Experian, and Equifax. These 3 scores are received when credit is pulled and the mid-score of the 3 is what is used to determine your creditworthiness and your interest rate.
Although the magic number of ‘620’ is what many lenders require as a minimum score. There are numerous lenders available that will make decisions based on scores as low as 600 – 619 depending on the program. In addition, credit repair is an important factor if your credit is currently problematic and/or thin. We have great partners we work with who do an amazing job of working with our clients, so contact us today and don’t let it be the reason you don’t become a homeowner.
Next Wednesday, we will continue our discussion on first time homebuyer tax credit and its many facets in determining creditworthiness. If you have additional questions before our next installment, feel free to message us on our Facebook Page.
